Capital Solutions Across the Stack
Trusted Income Fund, a real estate debt fund. Flexible, institutional-grade financing from senior debt to construction capital.
Trusted Income Fund structures secure, first-lien capital solutions for loan sellers, financial institutions, default servicers, commercial real estate borrowers, developers, brokers, and institutional investors.
Capital Solutions Across the Full Stack
Trusted Income Fund structures institutional capital for commercial real estate borrowers, developers, brokers, and sponsors across every position in the capital stack—from senior secured debt to construction financing.
Senior Secured / First Lien Debt
Lower-risk capital positioned in first-lien priority on stabilized or near-stabilized commercial real estate assets, offering conservative loan-to-value coverage and predictable debt service.
Learn moreMezzanine Financing & Preferred Equity
Flexible gap capital structured between the senior lender and the sponsor's equity position, enabling higher leverage without disrupting the primary loan facility.
Learn moreBridge & Transitional Lending
Short-term debt solutions for value-add acquisitions, lease-up periods, renovations, and recapitalizations, structured to move quickly on time-sensitive transactions.
Learn moreConstruction & Development Loans
Ground-up development capital disbursed through structured draw schedules as construction milestones are achieved and verified.
Learn moreTarget Returns Across the Capital Stack
Trusted Income Fund structures capital positions to align risk with return, deploying institutional underwriting discipline across senior debt, mezzanine capital, and short-term bridge and construction financing. Target yields reflect collateral position, loan-to-value discipline, and duration of capital deployed.
Return targets are underwritten loan-by-loan and portfolio-wide, giving loan sellers, financial institutions, default servicers, and institutional investors a transparent view of expected performance before capital is committed.
Senior Secured / First Lien Debt
8% – 11% Target Yield
Mezzanine Financing & Preferred Equity
12% – 16% Target Yield
Bridge & Transitional Lending
Estimated returns of 20% on short-term loans.
Construction & Development Loans
14% – 18% Target Yield
From Application to Funding
Trusted Income Fund maintains a disciplined, institutional process for structuring and disbursing capital to loan sellers, financial institutions, default servicers, and commercial real estate sponsors — engineered for underwriting rigor and speed-to-close alike.
Application & Term Sheet
Loan sellers, brokers, and sponsors submit deal specifics — property or loan file, financials, and desired capital position. Trusted Income Fund issues an indicative term sheet outlining structure and target pricing.
Underwriting & Due Diligence
Our credit team conducts collateral valuation, loan-to-value analysis, and borrower or servicer verification against institutional underwriting criteria to confirm risk-adjusted return targets.
Structuring & Approval
Capital is positioned across the stack — senior secured debt, mezzanine and preferred equity, or bridge and construction facilities — with draw schedules and covenants finalized for approval.
Closing & Funding
Funds are disbursed at closing, with construction and development loans funded via milestone-based draw schedules and bridge or senior transactions prioritized for speed-to-close.
Milestone-Based Draw Inspections
For construction and development facilities, funding is released against verified progress. Site inspections confirm each milestone before the corresponding draw is disbursed, protecting collateral value and aligning capital deployment with project completion.
Discuss your capital structureA Disciplined Partner Across the Capital Stack
Borrowers, sponsors, and institutional counterparties choose Trusted Income Fund for a structured, transparent approach to senior, mezzanine, bridge, and construction capital — built on underwriting rigor, aligned economics, and execution speed.
Institutional Underwriting Discipline
Every capital solution is subject to rigorous, institutional-grade underwriting — disciplined loan-to-value limits, verified collateral valuation, and sponsor track record review — giving loan sellers, financial institutions, and default servicers confidence in the integrity of each transaction.
No Management Fees to Sponsors
Trusted Income Fund structures senior, mezzanine, bridge, and construction capital without layering management fees onto borrowers and sponsors, preserving project economics for developers and commercial real estate borrowers throughout the capital stack.
First-Lien Security & Note Purchase Speed
First-lien collateral positioning protects capital while a streamlined diligence process allows for rapid note purchases and funding decisions, meeting the timelines institutional investors, brokers, and default servicers require to close with certainty.
Institutional Rigor, Sponsor-Aligned Execution
Our capital markets team works directly with loan sellers, banks, credit unions, default servicers, and institutional investors to structure note purchases and capital placements that hold up to scrutiny — supported by first-lien collateral security, conservative loan-to-value limits, and a purchase process built for speed and certainty of close.
Ready to Structure Your Capital Solution?
Connect with our capital markets team to discuss senior, mezzanine, bridge, or construction financing for your commercial real estate transaction. Trusted Income Fund works directly with borrowers, developers, sponsors, and brokers to structure institutional-grade debt and preferred equity solutions across the capital stack.