Senior Secured First Lien Debt
Lower-risk, first-position capital on stabilized and near-stabilized real estate assets. Trusted Income Fund structures senior secured mortgage debt for commercial real estate borrowers, developers, and brokers, and acquires performing first-lien notes from financial institutions and institutional investors seeking capital preservation with disciplined underwriting.
The Lowest-Risk Position in the Capital Stack
As holder of the first-position mortgage lien, Trusted Income Fund is repaid before every other layer of capital in the transaction. This structural priority, combined with conservative underwriting on loan-to-value limits and rigorous asset-level diligence, allows the fund to deliver strong risk-adjusted returns to institutional investors while offering loan sellers, financial institutions, and default servicers a disciplined, well-capitalized counterparty for stabilized and near-stabilized commercial real estate.
First-Lien Priority
Trusted Income Fund secures the senior-most position in the capital stack on every transaction, holding a first-position mortgage lien against the underlying collateral. This priority claim ensures repayment ahead of mezzanine, preferred equity, and sponsor capital in the event of default, providing institutional-grade downside protection for loan sellers, financial institutions, and default servicers structuring a disposition.
Conservative LTV Limits
Underwriting is governed by disciplined loan-to-value limits calibrated to asset type, market, and sponsor strength. Conservative LTV thresholds preserve a meaningful equity cushion beneath the fund's basis, reducing exposure to valuation volatility and reinforcing capital preservation across stabilized and near-stabilized commercial real estate assets.
Target Yields & Underwriting Criteria
Each opportunity is evaluated against defined target yield thresholds, sponsor track record, debt service coverage, and asset-level cash flow. This structured underwriting discipline allows Trusted Income Fund to deliver strong risk-adjusted returns to institutional investors while offering brokers, developers, and borrowers a dependable, well-capitalized counterparty.
Structure Senior Secured Financing Today
Speak with our team about first-lien capital solutions for your asset or portfolio.