Bridge & Transitional Lending for Real Estate Investors
Short-term, secured capital structured to fund transitional real estate opportunities for accredited investors.
Short-Term Capital for Value-Add Real Estate
Bridge and transitional loans provide short-term, secured financing for real estate that is in a period of change — whether that's a renovation, a shift in use, a lease-up period, or a transition toward permanent financing. These loans give borrowers the capital they need quickly, while giving Trusted Income Fund investors a structured, secured position within the property's capital stack.
Trusted Income Fund, a 506(c) SEC-registered fund, originates and manages these loans on behalf of accredited investors. Every loan is underwritten with conservative loan-to-value discipline: We lend a maximum of 75% of the property value. Loan terms are typically structured over a short duration, matched to the borrower's renovation, repositioning, or refinancing timeline, which keeps investor capital working efficiently and helps preserve the security behind each loan.
Loan origination and borrower servicing are supported by our affiliated mortgage lending business, which sources and underwrites high-quality bridge and transitional loans and works directly with borrowers to refinance into longer-term financing at the end of the loan term. This relationship helps recover fund capital on schedule and supports the fund's disciplined, conservative underwriting approach behind its historical 20% annualized returns for investors.
Conservative underwriting and a maximum 75% loan-to-value discipline are designed to secure investor capital across every bridge and transitional loan in the portfolio.
Why Investors Choose This Structure
Bridge and transitional lending is one way our 506(c) SEC-registered fund puts accredited investor capital to work in short-term, real estate-secured opportunities. Each loan is underwritten with the same discipline that has defined our track record across every capital structure we offer.
Consistent, reliable income
Bridge and transitional loans are structured to deliver predictable, recurring returns to investors. Historically, Trusted Income Fund has generated 20% annualized returns for investors participating in this capital structure.
Secured by real estate
Every loan is secured by a real property, with our affiliated mortgage lending business originating high-quality loans and helping borrowers transition into longer-term financing to help protect and recover investor capital. We lend a maximum of 75% of the property value, preserving a meaningful equity cushion on each transaction.
Insured by property insurance
Underlying properties carry property insurance coverage, adding a further layer of protection for capital deployed through this 506(c) SEC-registered fund available to accredited investors.
Track Record & Return Potential
Bridge and transitional lending is one of the core strategies behind Trusted Income Fund's performance history. Historically we have generated 20% annualized returns for our investors, a track record built on disciplined underwriting and a conservative approach to risk across every loan we originate.
Every bridge and transitional loan is underwritten to a maximum of 75% loan-to-value, helping preserve investor capital through market cycles while short-term borrowers complete their renovation, repositioning, or lease-up plans.
Because bridge loans are, by design, temporary financing, our affiliated mortgage lending business plays a central role in this track record. It works directly with borrowers to originate high-quality loans up front and, at the end of the bridge term, helps them refinance into longer-term financing — the mechanism through which fund capital is recovered and made available for new originations.
It's a 506C SEC registered fund, offered exclusively to accredited investors under Regulation D. This regulatory framework, combined with a consistent underwriting discipline, underpins the fund's historical performance in the bridge and transitional lending space.
20%
Annualized returns for investors
Frequently Asked Questions
Answers to common questions accredited investors ask about loan terms, risk, duration, and eligibility for our 506(c) offering.
Ready to Learn More About Bridge & Transitional Lending?
Connect with our team to explore how this capital structure fits your investment portfolio. Trusted Income Fund is a 506(c) SEC-registered fund lending a maximum of 75% loan-to-value, with a historical track record of 20% annualized returns for our investors.